Sept. 2020 – Stocks Update

In my last post about stocks, I mentioned a plan to segregate my stocks into 4 categories: Actively Traded Stocks, Dividend Stocks, Target Price/SAM Stocks, and Long Term Stocks. It's been almost a month since I shared that strategy, and I was encouraged by Peanuts and Nat to continue writing about my road to recover … Continue reading Sept. 2020 – Stocks Update

Deep, Hard, and Scattered Thoughts on Retirement

Our retirement goal or FI (Financially Independent) number as a couple was set at P21M, as mentioned in previous posts. This assumes that the whole amount is invested in funds that yield at least 4% annually, or P70,000 monthly. This was also based on a rough estimate of our expected monthly expenses. However, I never … Continue reading Deep, Hard, and Scattered Thoughts on Retirement

Aug. 2020 Update – Net Worth // Retirement Goal // Passive Income

September marks the start of Christmas here in the Philippines. So before anything else, allow me to greet you a Merry Christmas! September will also be the sixth month in lockdown, so I think more and more people are getting used to the new normal. August was an eventful month for me and my family. … Continue reading Aug. 2020 Update – Net Worth // Retirement Goal // Passive Income

10 Personal Finance Podcasts I Listen To On Spotify

The term podcast was derived from the combination of iPod and broadcast. It is basically a digital audio file that people can download and listen to whenever they want to. Although podcasts have been since around 2005, I only started listening to them last year (sorry I’m barely a millennial). Personally, I prefer reading blogs … Continue reading 10 Personal Finance Podcasts I Listen To On Spotify

BPI Save Up: Savings Account with Free Life Insurance

A few weeks ago, my wife was looking for an additional life insurance plan. I personally didn't see the need and was against it. She agreed to meet two life insurance agents via Zoom, but told me she wouldn’t commit to any before we carefully analyzed it. I discouraged her to get additional life coverage … Continue reading BPI Save Up: Savings Account with Free Life Insurance

The 5 Money Personalities: Speaking the Same Love and Money Language

The “5 Love Languages: How to Express Heartfelt Commitment to Your Mate" is a popular book that helps couples identify their love languages (how they express and experience love) to better understand one another. If you're not familiar with the 5 love languages, they are Words of Affirmation, Acts of Service, Receiving Gifts, Quality Time, … Continue reading The 5 Money Personalities: Speaking the Same Love and Money Language

July 2020 Update – Net Worth // Retirement Goal // Passive Income

This is the first of many monthly (hopefully) posts to track my net worth, retirement goal, and passive income. I want to separate the 3 figures to monitor my financial condition and performance. You can tell how strong a company is as of a specific period by looking at its balance sheet. A negative net … Continue reading July 2020 Update – Net Worth // Retirement Goal // Passive Income