December felt like another long month. Even though we spent most of the time at home and not out shopping or going to different Christmas parties, it felt busy and chaotic. Except for the emergency crown I needed for my tooth, I also think this is the least money we've spent during the holidays ever. … Continue reading Dec. 2020 Update – Net Worth // Retirement Goal // Passive Income
Are you new to blogging, and do you want step-by-step guidance on how to publish and grow your blog? Learn more about our new Blogging for Beginners course and get 50% off through December 10th.
It's the end of the year, but also the end of another month. This means another update on my stocks portfolio and goal to recover the P220,000 realized losses from TEL. This month, I was able to finally separate my stocks depending on the goal and time horizon. Because of this, I don't need to … Continue reading Dec. 2020 – Stocks Update
An emergency fund has taken a whole different meaning this 2020. In any other normal year, an emergency fund is money set aside for future unexpected or emergency expenses. Some common emergency expenses are car-related, medical/dental related (if no insurance), and the loss of a job. Most financial advisors suggest 3-6 months worth of expenses, … Continue reading How Much Do We Really Need For Our Emergency Fund?
November was obviously special because of the 13th month bonus payout. But the PSEi also pushed higher during the month (Thank you Pfizer!), affecting our net worth significantly. There were also no extraordinary or emergency expenses during the month, so it felt like a perfect month to me PF wise. Our net worth increased by … Continue reading Nov. 2020 Update – Net Worth // Retirement Goal // Passive Income
I was going to include this month's stocks update in the net worth update, but there were too many things, ideas, and changes in my stocks portfolio this month. Here is a list of highlights related to my stocks: Sold both dividend stocks, LTG and DMC. Replaced them with AREIT and SCC. Sold all my … Continue reading Nov. 2020 – Stocks Update
I wrote about how I finally used the BPI Preferred hotline to help solve my credit card issue in the previous post. So let me share my experience so far as a BPI Preferred client in this blog (not sure if experience is the word). I started receiving emails back in 2017 that were sent … Continue reading BPI Preferred Banking & Ayala Rewards Circle
If you follow me on Instagram (@pesopinchingpapa), you may have seen my IG stories talking about two unauthorized transactions charged to my BPI Gold Mastercard last September 10. I want to share more about it in detail here. The two charges were $309.28 each, totaling $618.56 (P30,652.82) from a certain ECONO LODGE merchant: I immediately … Continue reading Foreign Fraudulent Transactions on my BPI Credit Card
October didn't feel long just because of all the stock trading/investing (see post here), but also because of all the extraordinary expenses made last month. Even if most of our assets increased due to the performance of the market, our net worth declined by 1% to P4,047,649, from P4,090,916 last September. Below are the major … Continue reading Oct. 2020 Update – Net Worth // Retirement Goal // Passive Income
October felt like a long month stocks wise. It's like that when you check stock prices literally everyday (I absolutely love it). There was also a lot of activity and transactions made this month. Here is a list of the major changes related to my stock portfolio: Sold all my EEI and MBT shares, both … Continue reading Oct. 2020 – Stocks Update
In my previous post, I wrote about the estimated costs in raising a child from 0-3 years old. I forgot to mention the expenses for the 1st birthday celebration, which is a big thing in the Philippines culturally. Allow me to share how much we spent for the birthdays of our 2 kids. The 1st … Continue reading Budgets For Our Kids’ 1st Birthday Parties