Dec. 2020 Update – Net Worth // Retirement Goal // Passive Income

December felt like another long month. Even though we spent most of the time at home and not out shopping or going to different Christmas parties, it felt busy and chaotic. Except for the emergency crown I needed for my tooth, I also think this is the least money we've spent during the holidays ever. … Continue reading Dec. 2020 Update – Net Worth // Retirement Goal // Passive Income

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How Much Do We Really Need For Our Emergency Fund?

An emergency fund has taken a whole different meaning this 2020. In any other normal year, an emergency fund is money set aside for future unexpected or emergency expenses. Some common emergency expenses are car-related, medical/dental related (if no insurance), and the loss of a job. Most financial advisors suggest 3-6 months worth of expenses, … Continue reading How Much Do We Really Need For Our Emergency Fund?

Nov. 2020 Update – Net Worth // Retirement Goal // Passive Income

November was obviously special because of the 13th month bonus payout. But the PSEi also pushed higher during the month (Thank you Pfizer!), affecting our net worth significantly. There were also no extraordinary or emergency expenses during the month, so it felt like a perfect month to me PF wise. Our net worth increased by … Continue reading Nov. 2020 Update – Net Worth // Retirement Goal // Passive Income

Foreign Fraudulent Transactions on my BPI Credit Card

If you follow me on Instagram (@pesopinchingpapa), you may have seen my IG stories talking about two unauthorized transactions charged to my BPI Gold Mastercard last September 10. I want to share more about it in detail here. The two charges were $309.28 each, totaling $618.56 (P30,652.82) from a certain ECONO LODGE merchant: I immediately … Continue reading Foreign Fraudulent Transactions on my BPI Credit Card

Oct. 2020 Update – Net Worth // Retirement Goal // Passive Income

October didn't feel long just because of all the stock trading/investing (see post here), but also because of all the extraordinary expenses made last month. Even if most of our assets increased due to the performance of the market, our net worth declined by 1% to P4,047,649, from P4,090,916 last September. Below are the major … Continue reading Oct. 2020 Update – Net Worth // Retirement Goal // Passive Income